Auto Insurance
Next to your home, your automobile is often the most expensive piece of property you own. As a result, it is important to seek the best value when buying your insurance.
Deductibles
Choosing higher deductibles for collision and comprehensive coverage is an easy and cost-effective way to lower your auto insurance bill. In many cases, the premium savings realized by switching to a higher deductible may be enough to offset the cost difference of an increased deductible in just a few years.
Discounts
Multi-Policy
By insuring your auto and home with ERIE, you will receive a discount on your auto premium as well as your homeowner’s insurance premium.
Multi-Car
If you insure two or more cars with ERIE and they are owned and used by the individual and/or relatives living in the same house, you receive a discount.
Life Multi-Policy Discount
By having life insurance coverage with ERIE, you will receive a discount on your auto premium.
Driver-Related Discounts
Good drivers who have no accidents or violations receive the most competitive rates, but there are other factors that can reduce your premiums even further, including:
Driver Training
If you have a young driver (under age 21) insured who has completed an accredited driver-training course, you will receive a premium discount.
College Student
Young, unmarried, full-time college students who spend most of the college term away from home without the use of an auto are eligible for a discount.
Age 55 and Older
Cars driven primarily by an insured who is 55 and over receive a discount on the bodily injury, property damage, medical payments, personal injury protection, and comprehensive and collision premiums.
Vehicle-Related Discounts
You can save even more money on your auto insurance by choosing a vehicle with the following safety equipment:
Passive Restraints
If your vehicle is equipped with factory-installed automatic seat belts or airbags, you will receive a discount on the medical payments or personal injury protection portion of your premium.
Anti-Theft Devices
You may receive a discount on the comprehensive portion of your premium if your vehicle has active or passive anti-theft devices.
Anti-Lock Brakes
Vehicles with factory-installed anti-lock brake systems on all four wheels are eligible for this discount that applies to bodily injury and property damage coverages.
If you are interested in obtaining more information or an auto quote, fill out the form below or contact us.
Auto Insurance Quote